There are 6 fundamental aspects to become a great leader. To be a great leader one must have vision, inspiration, influence,moncler jacket for women, trust, awareness, and motivation. If your reading this article chance are you already have motivation and are a up and coming entrepreneur. Finding your path to leadership should be easy if you follow my advise.Let your vision be known to everyone who works for or with you,discount spyder ski hats. Spreading the word and letting others in allows you to expand your understanding of your business you want to lead. Inspiration is something that can’t be learned sadly but finding it can happen at any time. For me I have all my best business ideas when I am very tired about to go to sleep.Other people find inspiration in lots of things in the every day world. Influence is key to being a leader,womens spyder ski pants cheap. If you use your vision and power of your position on top if won’t be hard to influence others. Kindness also works wonders but it is important to be aware of all that happens in your company.Important information may make or break your company keep your eyes and ears open at all time to both your employees and customers needs,moncler vest for women. The final step to becoming a great leader in business is trust. Trust can only be achieved with honest business practices,north face jackets for men. A lot of people laugh and say their are no ethics in business but they can be stabbed like Caesar just for being underhanded.I hope this article helps you in your quest to become a leader.

Ads by Sitemix







So now the time has come to invest in Lead companies, but how do you know which one is the right one for you?When I was a new loan officer, finding a lead company was not easy, I can remember logging onto Yahoo, typing in the key word “mortgage leads” and being bombarded with links leading me in the direction of lead companies all claiming to have the best leads and the best deal for me!But what was the best deal for me? That all depended on what I was looking for, so taking my time, I began to right down exactly what it was I was looking for, did I want refi’s,kids spyder ski pants cheap, purchases, or both. Did I want leads from several states or just one, how much could I afford? Etc., etc.Before I invested any money, I decided I was really going to do my home work, I went to sites of the companies I was considering to read their terms and conditions, I spoke with reps in their customer service department and asked many questions, I went to lead site reviews posted on the web to see what kind of experience other loan officers had with the companies I was considering.One thing to keep in mind, No lead company can guarantee you a 100% closure ratio,spyder ski pant for men, and they are very up front about that, if that is what you are looking for, you can end your search now.Still with me? Good!Here are a few things to consider before committing1) PricingIf you are on a tight budget, and have, lets say, $100.00 to spend, you will have to narrow your search to the lead companies that accept a $100.00 or lower minimum or will meet whatever spending limit you have set for yourself. Some companies have deposit requirements, not allowing you to deposit less than $500.00, so this would not be the company for you.2) Lead GenerationFind out where the company is generating their leads from. Some companies recycle their leads and sell them many time over. They also buy their leads in bulk off of other companies and resell them, so make sure you ask this very important question up front.3) Return PolicyLook for a company with a liberal return policy, the best way to find out this information is through lead site reviews.If you receive a lead with bogus contact information, there is no reason why you should not get your money back.4) Quantity vs. QualityBe careful when you buy in bulk, when you can spend $100.00 and receive 50 leads, chances are the leads are old and are being recycled, and the closing ratio isn’t so good,cheap spyder ski hats.If you can spend $100.00 and receive five to ten fresh leads, you may be better off,spyder ski jackets for women, and also have a much better closure ratio.5) Cherry Picking vs. FiltersCherry picking is a nice feature, and a very popular one, it allows you to go into a site and view a lead before you purchase it, some sites even let you know how many times it has been sold.Filters are also very nice features, they allow you to predetermine what kind of lead you want,discount spyder ski hats, and when a lead comes in matching your filter criteria, it is sent directly to you via e-mail or fax.6) Customer serviceAs in all business’, customer service is key, and the way they handle themselves on the phone can be perceived as a good indication as to how their company is run.If you are struggling to get a hold of someone, or your phone calls are not being returned, they are most likely not worth doing business with.7) ReferralOne of the best ways to find a mortgage lead company, is to have one referred to you by a co-worker, or by someone within you organization who has had success with a lead company. Ask around and see what you can come up with.8) Exclusive vs. NonexclusiveIf you want to receive leads exclusively, you will pay a steeper price, however this lead will be sold to you only, doing away with your competition.Non exclusives leads are sold on average three to five times, it usually will cut the cost of the lead in half, but keep in mind, you are now competing with other loan officers. Remember, you get what you pay for.One last thing..By considering these eight features of mortgage lead companies, you are well on your way to choosing the best lead company for you, and at the right price. But don’t stop here, continue to gather as much information as you can before you invest, I can’t stress enough just how valuable the lead review sites are, check them out, it will be worth your time.

Ads by Sitemix







When you think of starting a business it involves a lot of money and it is even harder when you are getting into the normal business. Because you will need a place, people and all the equipment,spyder ski hats sale. There is also a lot of paper work.As a result people will give up before they start and continue their jobs,discount spyder ski hats. There is a way to overcome this now,womens spyder ski outerwear cheap. With the information age they are so many opportunities. You can start a business with no money or every little now and you don’t need all the expenses that come with the normal business.You do not need to wait to start or working on your ideas on months and months end. But with the information age now you can start to try your ideas or choose from the list of things that you can do,womens north face jackets online. And they is a plus that you do not need to quite your job in the beginning. You can start on your business and just putting in a few hours a week while still working on your job,north face jacket for women. Until you get to the point that your business is earning you more money than your job.You have to move from the normal business ideas and start developing new ways that relies on your brain power. What you need is to develop resources that will make you a living out of it.With the information age now all is possible and is just stepping out of the ideas that you need a lot of money to start a business and starting to think how best is to make the best of the $100 and making sure that you start to make a living out of it all.

Ads by Sitemix







Social media (SM) appears to be the only marketing medium that the media currently covers. If you’re a business owner, you may feel as though you’ve missed the boat when it comes to social media. However,cheap spyder ski gloves, for many entrepreneurs, social media is a complete waste of time. Read on to find out five reasons why you can do better elsewhere.Five reasons why social media is a waste of your entrepreneurial time:1. People use social media to stay in touch with their friends and brag about their accomplishments. They are not spending hours every day looking to buy stuff from you.2. Social media makes only a micro-dent in your promotion. There is such a glut of corporate information that you’ll rarely get that message out to your customers that goes ‘viral.’3. It’s way too easy to click away,discount spyder ski hats. SM is a scrolling window of endless click-able distractions. If you have the opportunity to create a relationship with your customers, you won’t have much time to grab their attention,north face ski wear.4. It will take up a large portion of your time for little effort. You have to keep up with SM on a constant basis if you want you customers to notice, yet there are many other methods that you can use more successfully.5. There are a lot more people out there doing it much better than you are,cheap moncler vests for women, in a more entertaining way. Your customers have a limited amount of free time. If they have a choice between following the most popular people and following you, they’ll pick the former.So,mens moncler ski jackets sale, what are you supposed to do instead? Create and email list and use that exclusive, intimate relationship to engage and entertain your audience. Through the use of email you can contact your customer on a frequent, scheduled basis without worrying about whether your latest Wall post will gather ‘likes.’

Ads by Sitemix







Back in the 1990′s the White House Office of Consumer Affairs commissioned a study on customer service. One of the interesting statistics revealed was that an unhappy customer might tell twenty or more people about the problem they had with a company. Since that time, many studies have confirmed that simple statistic is true. However, in today’s world, twenty people may be a grossly underestimated number, at least for some unhappy customers.People now blog, tweet, YouTube and Facebook about their experiences. If the complaint goes “viral,” tens of thousands – maybe even millions – of people will learn about the problem. An extreme example of this is Dave Carroll’s song posted on YouTube about how United Airlines broke his guitar. It has been viewed 11 million times.A scorned customer may tell others about the problem, which impacts reputation. If that scorned customer chooses not to do business with the company, it impacts sales. Hence, the customer has power. How much power?Meet Richard Vladovic. According to an article in the Los Angeles Times (September 6, 2011), Vladovic had a dispute with his health insurance company. He received a letter stating the insurance company overpaid his dentist for a mouth guard (Vladovic grinds his teeth at night) and was going to take the amount out of his deductable. When Vladovic called to complain he was bounced around to different call center reps, and in his mind,discount spyder ski hats, treated with disrespect.This insurance company has a multimillion dollar contract with the Los Angeles Unified School District, and Vladovic is one of the thousands of people that the company insures. What the insurance company didn’t know was that Mr,kids spyder ski suits cheap. Vladovic is a member of the school district’s board,spyder ski goggles cheap, and the insurance company was about to find out how powerful one customer can be. Vladovic convinced his fellow board members to kill the multimillion dollar contract.You never know the power of your customers. Maybe an even better word to describe this power is influence. There will be times when you may not be able to make a customer happy. That doesn’t mean you can’t treat them with dignity and respect,kids spyder ski suits. Bad customer service will make a small problem large. On the flip side,womens spyder ski pants online, respect and courtesy can make a bad situation better, even if it doesn’t completely solve the problem.Let the story of Richard Vladovic and the Los Angeles Unified School District remind us of the importance of managing the customer’s experience, even in the wake of a confrontation. You never know how much power – or influence – one customer may have.

Ads by Sitemix







The relationship between a customer and your company is more complicated than it appears,womens spyder ski suits cheap. It is not a simple matter of the customer handing over some money in return for a product or service. Certain conditions have to be met before the customer feels comfortable enough to make a buying decision.Here is what customers want you to do before they will make up their mind to buy from your company,cheap north face jackets for men.Welcome them.Make them feel wanted. People will gravitate like magnets to a company that makes them feel important and appreciated. There is a whole range of subtle signals that tell customers whether you are happy to see them. Your tone of voice, your facial expression, your posture, even the way you are dressed – all these things send powerful messages.Understand them.Show empathy. Do not just understand from the head; understand on a feeling level also. Look for clues in their tone of voice and body language. One customer may be afraid to ask a question because they do not want to appear ignorant? Well, your job is to give them the information in a non-threatening way. Another customer may use aggressive behaviour as a way of getting some attention? You should recognize this and massage their ego in a way that will calm them down and redirect their focus.Make them feel special.Everybody likes to feel special. The surest way to make a hit with customers is to give them the red carpet treatment,mens moncler ski jacket. Make a fuss; pamper them and give them your undivided attention,discount spyder ski hats. Ask about their families, their hobbies, their interests,cheap spyder ski hats. Treat them as fascinating, unique individuals. Let them talk about themselves and their interests and you will ensure their loyalty.As you welcome customers, show understanding, and make them feel special from the moment they walk in the door, you will be successful every time.What you are doing is establishing an emotional bond with your company, and that can be incredibly powerful. Customers will even overlook some negatives, like higher prices, if they like the feeling of doing business with you.On the other hand, a company that takes its customers for granted or treats them like account numbers will not generate any customer loyalty.And, when there is no loyalty, very soon there is no business.

Ads by Sitemix







A general confusion, in identifying Natural Pearls, even among experts has endured for all of the approximate 100 years since the introduction of Cultured Pearls. Many jewelry customers,discount spyder ski hats, worldwide have hardly any acquaintance with Natural Pearls. They have never developed ‘an eye for a pearl’ as most have never owned any. The scientific way to identify natural true Pearls from Cultured is by X-ray examination.Natural Pearl Jewelry is acquired mainly from estates and many Natural Pearls, singly or in necklaces remain in private hands.Embellished with enamels, rubies, diamonds, a single sapphire, and pearls, lots of them, all natural pearls, adorns the crown of Emperor Rudolf II, that dates to circa 1602!The Imperial Scepter of Austria made by the court goldsmith Andreas Senbruck in 1612 also echoes the decorative design of the crown and is embellished with natural pearls and a single blue sapphire.The Thickness of the Nacre is the Key in Identifying Natural Pearls.The orient of a true Pearl is a subdued iridescence and the choicest Pearls are found in the soft parts of the oyster.Sometimes pearls are loose in the shell and roll out easily. Compared to a miniature moon, a true Pearl has a hidden glow, a cold flame, and is a living beautiful jewel with a soul of its own.A simple method in identifying Natural Pearls is by checking the thickness of the nacre layers.You can do this by rolling a strand of pearls on a white surface under a strong light. Thin skinned Pearls will wink at you. They will appear brighter and darker as the Pearl is rotated. The winking is the bead showing through the nacre. Winking Pearls will not be not Natural Pearls,mens north face jackets sale.Candling is another way of identifying Natural Pearls. The Pearl is held over a concentrated light source or placed on the lens of a flashlight. A maglight is perfect for doing this test,cheap spyder ski outerwear for kid. In thick skinned Pearls the bead will appear as a dark round smudge. A series of parallel stripes will be present in thin skinned pearls. These stripes are growth layers. Pearls with these striations have very thin nacre and will therefore not be Natural Pearls.Another simple test to help in identifying natural pearls comes to us from the pearlers themselves who dived for Pearls! I also had to dive deep to find this Natural Pearl test. The Touch test.The old pearl divers didn’t call Natural Pearls, “cold flames” for nothing. If the Pearl is a Natural Pearl it will be cool to touch. The touch test is a particularly useful test in identifying natural pearls set into an antique ring setting as here you will not be able to check the drill-hole for nacre thickness or perform the winking test that is useful for a strand of pearls. If you have a strand of Pearls you think maybe natural, it will be money well spent to have your pearls x-rayed by a gemological laboratory.Another Natural Pearl test is called the sun test. This test involves taking the strand of Pearls out into the sunlight,spyder ski gloves discount. Unless they are very, very expensive, genuine Natural Pearls won’t be perfectly matched under the sun. You will be able to see variations in their size, shape and color. If the Pearls are perfectly matched for size, shape and color they will not be Natural Pearls.Natural pearls are less transparent than Cultured Pearls. If you place a Natural Pearl against a dark background-like a box lined in black cloth-and put it under a strong light, the natural pearl will look like a small, white, homogeneous ball with no discernible inner rings. When you do the same to a Cultured Pearl, you will see a thin brown line between the nacre layer and the nucleus of the Pearl,kids spyder ski jacket.Another way to help in identifying Natural Pearls is by examining the Setting. If you see a Picasso in someone’s home, you can be pretty sure it isn’t the original piece of artwork. Similarly, you can gain valuable clues about a Pearl’s authenticity by looking at its surroundings.Natural pearls will have settings of gold, silver, or platinum. The setting will of course pre-date the 1920′s. The setting rule is not a rule set in stone; many high quality Cultured Pearl necklaces will have high quality settings. Even so, the setting and the age of the jewelry will provide clues to help you reach a conclusion.If still in doubt, instruments used for testing is the pearl microscope (pearlometer) but the most efficient tests are by means of the endoscope or a modern X-ray test called a SKIAGRAM or for undrilled Pearls, the lauegram.It is important to note however, that sometimes identifying Natural Pearls from cultured Freshwater Pearls is nearly impossible. You can’t tell the difference even by X-raying these Pearls. The nucleus, whether inseminated or naturally occurring will decompose and usually leave a small void inside the pearl. The tiny little void will be the only piece of evidence that remains.

Ads by Sitemix







It takes courage to examine what we are doing and where we are going,kids spyder ski jackets cheap. But if we honestly stop and think about it and then pull out of those non-productive activities and rectify those poor decisions we have made in the past, we will never look back.While we are on the topic of successful thinking, I would be remiss if I didn’t mention Carlson’s “back burner thinking.” Richard Carlson, Ph.D., stress psychologist and writer of Don’t Sweat the Small Stuff ,spyder ski suits for men… and It’s All Small Stuff, describes my favorite way of solving problems and finding solutions. When we have a project, problem and/or challenge, we should state it to ourselves with all of the different approaches (seasonings) and then put it on the “back burner.”Work and focus on completely different tasks and activities. Meanwhile, that problem on the “back burner” is simmering,discount spyder ski hats, with all of the different parts cooking together to come to a solution and/or answer. Suddenly, the solution is ready and we get the perfect answer or answers to our problem. This has always worked for me. I think one important rule is believing in the system. Because I know and expect “back burner thinking” to work, it does.Along with finding your solutions, I also urge you to think about the following and ask yourself the following questions:

What results are expected of me, and do I have a reputation for getting results?

What is my direction? Do I have long-term goals,womens spyder ski jackets online?

What are my patterns? What do I do right, and what could I do differently in the future?

Do I continually work on improving my area of expertise, my knowledge, my wisdom and my experience?

How do I handle my time? Do I waste this valuable resource or manage it with excellence?

Am I committed, patient, disciplined and willing to take responsibility for my future?
To get onto a successful path, stop now:

Hurtful and draining relationships that are not working and never will.

Business products and services that are not producing income and joy.

Investments of time, money and emotion that are producing stress, not rewards,spyder ski gloves online.
It is time for reflection and for some successful thinking. We live in a world filled with opportunities. We just need to think about how we can take advantage of them.

Ads by Sitemix



,discount spyder ski hats



Setting an S-Corporation for your business sounds like an easy thing to do. After all, in most states you can just go online and file it in a matter of minutes. The filing fee is usually minimal depending on the state. Some states even have a website with a “one stop shop” where you not only get your S-Corp filed, but you also get a Federal ID number, a state withholding number, a state sales tax number and an unemployment account. What more could you possibly want?The problem is that there is more to setting up a S-Corp than the website will tell you. Here is a list of steps you need to take in order to set up a S-Corp. I encourage you to read through this list then go to someone with experience to make sure it is done correctly. Here are the steps:1. The first and sometimes the most difficult step is choosing a name. The name of your S-Corp cannot be the same as any other in the state. Every state has a search that you can perform to see if the name is available.2. Once you have a name, Articles of Incorporation must be filed with the state. Some states have a Division of Corporations and others just use the Secretary of State website. Many states have a fill in the blank form for the Articles of Incorporation. This is usually very simple and self-explanatory. If your state doesn’t provide a form you will have to write your own making sure that all the necessary information is included that your state requires. There is a fee and it will usually take 2 to 3 weeks to get final approval.3. Once your Articles of Incorporation are approved, the next step is to obtain a Federal Employer ID Number or EIN. This can be done on the IRS website. Every entity must have an EIN. It is the Social Security number for a business.4. Once you have an EIN you must fill out and mail an IRS form 2553 to obtain your S-Corp status,womens spyder ski outerwear.5. The next step is to create Bylaws. These are the rules that your S-Corp will follow. This is the document that provides liability protection for your company. You will also need to hold two initial organizational meetings.6,womens moncler jackets sale. There are some other accounts you may or may not need for your company. If you will pay employees you will need to set up a state withholding account and an account with your state’s Unemployment department. Also,spyder ski pant for kid, if you will be selling something that requires you to collect sales tax, you will also need to set up a Sales Tax account with your state,womens north face jackets. Warning: Only set up these accounts if you need them otherwise it will cost you time and money.7. Set up a bank account for the company. It is important to separate your personal accounts and bills from your company accounts and bills. Co-mingling can cause the government and others to not consider your business a valid business and it can destroy the liability protection.My suggestion to you is go to your accountant or find an attorney to help you set up your S-Corp. By knowing the above information you will know if the person is doing all he or she is supposed to and it will help you to know what kinds of questions to ask.

Ads by Sitemix







It’s not only in their personal buying decisions that people are driven by their emotions; business buyers are also emotional.A business buyer might tell you that he wants to buy a product or service that saves his organisation money. However, he might be buying it to make him look good in front of his boss – another emotional decision.Warren Buffett the Chairman of Berkshire Hathaway and one of the World’s richest men once remarked,womens spyder ski suits sale, ‘I have walked away from some very good deals because I didn’t like the people involved.’ Another emotional decision.It doesn’t matter if your product or service is predominantly technical or something much simpler; the person who buys it will always be driven by their emotions, so ignore that at your peril.IT’S DIFFICULT TO BE LOGICALIt’s often extremely difficult for a customer to make a logical decision about a product or service. Most people aren’t qualified to tell a good accountant from a bad one; a good lawyer from a not so good one; one washing machine from another,womens moncler vests sale, or one builder or plumber from another.Customers will often make a decision based on how they feel about the person they’re dealing with.A friend who was opening a new coffee shop business was telling me about her lawyer, ‘Is he any good?’ I asked. She replied, ‘He’s great; he’s really nice and he doesn’t talk like a lawyer!’If my friend feels that way about her lawyer, then it’ll be so much easier for both of them to do business and she’ll be less concerned about how much he bills her for.WHAT PEOPLE REALLY BUYI’m sure you’re familiar with Features and Benefits when it comes to making a sales presentation to a customer. But for the moment, I just want you to be really clear,moncler vests for women, about what your customers want from your product or service.Features are the characteristics of your product or service; what it has or does. Benefits are what those characteristics do for the customer.People don’t buy what things do – they buy results.The features of a bed that you might be selling could include – “Unique interlinked springs with a triangular structure and up to seven times as many as other beds.” (I took this statement from a bed manufacturer’s web site) However the benefit that the customer really wants is – “A good night’s sleep, free from back pain!”This is what is sometimes known as the DBM or Dominate Buying Motive,discount spyder ski hats.I don’t promote Sales Training Seminars to my clients, I promote – “More sales and an increase in profits!”When people consider your product or service they’re only thinking one thing – ‘What’s in it for me,spyder ski hats discount?’Any communication with your customers has to answer that question.Have a look at some product brochures and business websites including your own. As you read, identify the number of times you see the words we or our starting a sentence.For example – ‘Our Company has been established for fifty years – We have a quality of service second to none – Our product contains the best of ingredients which meet all safety standards.’If you change the word we to you and our to your, at the start of the sentence, you get something like – ‘You will benefit from our fifty years of experience – Your tummy will love our superb ingredients!’If you are to become a successful business person, and draw customers to you, then you must remember – Customers do not buy products they only buy benefits and solutions to their problems; they buy – good feelings!

Ads by Sitemix